Raven Nightingale từ Santa Maria VR, Italy

dakotabranaec8

11/05/2024

Dữ liệu người dùng, đánh giá và đề xuất cho sách

Raven Nightingale Sách lại (10)

2018-05-29 08:31

Bài Giảng Kinh Tế Vĩ Mô - Tái bản 2007 Thư viện Sách hướng dẫn

Sách được viết bởi Bởi: Nguyễn Văn Ngọc

I had been looking forward to reading this after hearing a bit about it from an online "no more debt" forum but I have to say, I'm a bit underwhelmed. While I completely agree with the author that credit is way too easy to get today, and that banks and financial institutions have really blown it by being so obsessed with selling debt that they will extend it to anyone, even those who clearly cannot afford to be extended that debt...I still felt that Scurlock didn't lay enough blame on the people who were making the decisions to go after that debt because they wanted the Hummer, boob job, to eat out (insert whatever consumer items you want to in this blank!) Really, I think the problem is two-fold...it's a problem of behavior, meaning we live in the instant gratification society (of which I am a member and lump myself in) and so we want what we want, when we want it, and damnit, we're not going to be denied! And the second problem is that we lack financial education in this country - perhaps it starts with our parents and role models, it continues in our schools and by the time we are adults with paying jobs, we have no idea what a budget even looks like and are more than happy to take on the credit limits that the banks are more than willing to give us, at double digit interest rates. I felt that Scurlock, while frequently (and rightfully) blaming both political parties in power, was still a bit too much in the "government should do something about this!" boat...and I suppose as a libertarian, that's where I'll need to agree to disagree with him. The personal responsibility issue is powerful and while I know there are predatory lending practices out there, shame on us as adults for not reading the fine print, recognizing our limitations and asking for explanations when there are things we don't understand.

Người đọc Raven Nightingale từ Santa Maria VR, Italy

Người dùng coi những cuốn sách này là thú vị nhất trong năm 2017-2018, ban biên tập của cổng thông tin "Thư viện Sách hướng dẫn" khuyến cáo rằng tất cả các độc giả sẽ làm quen với văn học này.